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Checking Accounts
Helena Community offers two checking account options:

S2 Checking

$2.00 per month service charge - fee is waived with one of the following:

  • $100.00 balance in Share Draft Checking
  • HCCU Loan
  • Share Certificate, IRA or Money Market Account
  • Under age 18 or over age 62

S11 Checking

With a $500 minimum balance, you can earn dividends, have unlimited check privileges, and NO monthly fee.  If your account balance falls below the $500 balance at any time during the month, there is a $7.50 service fee for the month.  Dividends are calculated daily and paid monthly as indicated on your statement.

Added Convenience for Members

Helena Community ATM Card

The ATM card allows you to get cash when you need it at ATMs nationwide. You can withdraw funds from your checking or savings account.

$$s and Checks Debit Card

It looks and works like a Visa, but doubles as an ATM card and a check!  Using your $$’s and Checks card when you shop is easy, and the money is debited directly from your Helena Community checking account, eliminating the need to write a check for your purchase. (Some restrictions apply.)

Account Statements

Activity of all your Helena Community accounts are reflected on an easy-to-read, all-in-one monthly or quarterly statement, depending on the accounts you hold. Your checks are not returned, instead every check during the month is listed and reconciling is easy.