Business Checking Account

With a checking account from Hurricane Creek FCU, you pay no monthly account fees, yet earn dividends on balances over $100.  Also, you may be eligible for two free Master Card Check (Debit) Cards with each account, however, some restrictions may apply.  Overdraft protection is available from savings for a low fee when used. $100 minimum balance to open.

CANNOT apply for business accounts online there is just too much to them and they have different needs for each type of business, but call for more info to get an account opened and a member of our staff would be happy to assist you with your needs.

The new Debit cards have an extra layer of protection. This may include our fraud anallysts calling or texting you to confirm whether certain transaction are fraudulent or not. They also will allow you to pay securely with mobile payments like apple and google pay and use the touchless option at retailers. An additional feature to help protect against fraud is SecurLOCK mobile app. This mobile app will give you control of your card right from your smart phone. You can turn your card on and off, receive notification of possible fraudulent transactions, set alarts and more!

Master Card Check (Debit) Card

Your Hurricane Creek Check Card may be used in place of paper checks.  When its time to pay the merchant for your purchases, simply tell the cashier you're paying with your Check Card.  If the transaction amount is available in your checking account, it will be deducted directly from your checking account.  For your protection, some daily transaction and dollar limits may apply.  

Ever wondered why the cashier asks if you want "Debit" or "Credit" when using your Check Card?
The cashier is simply asking how you would like the transaction to be processed.

No matter how you respond- "debit" or "credit" -the purchase will be deducted from your credit union checking account.  In other words, if you say "credit," the purchase will NOT get billed to a credit card.

*REPORTING LOST OR STOLEN CARDS*
If your MasterCard debit card is been lost or stolen, please contact 1.888.263.3370.

If you are unable to reach MasterCard, please call us at 501.315.3162.

What is the difference?

DEBIT - If you say "debit", the transaction is processed through the ATM network and you must use a personal identification number (PIN).

CREDIT - If you say "credit", the transaction is processed through the Master Card network.

It all depends on personal preference. But here's a little-known fact: When you choose "credit" and sign for the purchase it actually helps your credit union and other members because Master Card transactions are more efficient and less costly than ATM transactions.

So, the next time you're asked, "Debit or Credit?" help your credit union and say "credit" and see how simple your Check Card is to use!